The Crane Industry's Trusted Financing Partner Since 1995
Harry Fry & Associates
Harry Fry & Associates is a family-owned equipment financing company with more than 30 years of experience serving the crane, construction, and heavy equipment industries. We specialize in financing solutions for cranes, boom trucks, aerial lifts, earthmoving equipment, trucks, trailers, and other heavy equipment. Our services include equipment loans and leases, refinancing, sale-leasebacks, and flexible payment structures tailored to each customer’s business needs. More than a financing source, Harry Fry & Associates is an industry partner. Customers and dealers rely on our team for experience, market insight, connections, and practical solutions throughout the financing process and beyond. Built on long-term relationships, trust, and personalized service, we work to understand each customer’s goals and help them make informed equipment investment decisions.
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Crane Hot Line Coverage
Harry Fry, President of Harry Fry & Associates
In the July 2025 issue of Crane Hot Line, Harry Fry examined how tariffs and trade uncertainty were affecting the crane, equipment and finance markets.
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Field Notes
Harry Fry
A behind-the-scenes look at the insights, stories, and lessons learned from decades of financing in the heavy equipment and construction world.
Read MoreWhat our clients say about us
""The HFA team was absolutely professional without losing that sense of personal attention that dealing with a family company provides. I would wholeheartedly recommend them!""
"“We started out as a small taxi crane service, and Harry Fry & Associates made it possible for us to add equipment to our fleet. We look forward to a long business relationship for years to come.”"
Frequently Asked Questions
Cranes, boom trucks, concrete pumps, aerial lifts and cherry pickers, heavy-haul trailers, material-handling equipment, and tree-service equipment, both new and used. Minimum deal size is $50,000, and we have funded transactions exceeding $10 million.
Equipment loans range from 24 to 120 months, depending on the age of the collateral, with fixed rates for the full term. Options include deferred first payments of up to 90 days, seasonal skip payments, and the ability to use equity in existing equipment in lieu of a cash down payment. Terms are subject to credit review and collateral age.
No. HFA pioneered financing secured only by the equipment being acquired, and was the first to offer borrowing terms in excess of 10 years on new cranes.
Capital leases with a stated purchase amount, TRAC leases for over-the-road titled equipment, and tax-oriented FMV leases with purchase, return, or renewal options at end of term. Your accountant can advise which structure fits your business.
Everyone from owner-operators buying their first crane to publicly traded companies, with a personal, confidential process from application to funding, and the recommendation of major crane manufacturers and distributors.
Call 800-953-3247 or start the application at harryfry.com; simple applications work for smaller deals, while larger transactions use a full financial package.
