Commercial Credit Group
Commercial Credit Group (CCG) is an independent equipment financing company specializing in flexible, customized financing for the construction, manufacturing, transportation, and waste industries, including cranes, site prep, logging, road and bridge, aggregate, and heavy haul equipment. Founded in 2004 and headquartered in Charlotte, North Carolina, with four offices across North America and more than 200 employees, CCG has financed over $8 billion in equipment across 39,000+ loans and leases. Founders Dan McDonough and Kevin McGinn remain at the helm, and the company's approach hasn't changed in two decades: underwrite the character, collateral, and cash flow of the business, not just a credit score, structure payments to match how the business operates, including seasonal schedules, and move fast. More than 70 percent of CCG's loans come from repeat customers.
Our Experience
CCG was built by equipment finance people who believe the people and the businesses behind the iron matter more than the score on a report. Industry specialists meet customers on site, understand the equipment and the work it does, and structure loans and leases around your business needs - new and used equipment purchases, refinancing, debt consolidation, working capital, accounts receivable financing, and fleet savings through the CCG Fuel Card. This approach has carried customers and the company through every business cycle: CCG made it through the 2008 recession and the pandemic without laying off a single employee, and several customers have been with the company since its first year.
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Read MoreWhat our clients say about us
"We’ve had a great experience working with Commercial Credit Group (CCG). Our sales manager has been consistently professional, responsive, and easy to work with. She does an excellent job streamlining deals, explaining lending in a clear and straightforward way, and keeping everything moving efficiently."
"With CCG, we have a relationship. My lending representative has spent an inordinate amount of time getting to know us personally and getting to know our company. That is what set the foundation and what sets CCG apart from a traditional lender."
Frequently Asked Questions
CCG finances new and used heavy equipment for the construction (including cranes, site prep, logging, road and bridge, aggregate, and heavy haul equipment), manufacturing, transportation, and waste industries, through equipment loans, leases, and refinancing.
CCG underwrites the character, collateral, and cash flow of the business, not just credit scores, with industry specialists who meet customers on site and understand the equipment. Payment structures are customized to meet the needs of the business, including seasonal schedules that match how the business actually earns.
